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Build a high-income career you own.

Flexible hours, uncapped income, a product that genuinely helps people — and a team that invests in your growth.

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Build a High-Income Career in Life Insurance

I'm looking for motivated individuals who want to build something meaningful — flexible hours, uncapped income, and a product that genuinely helps people.

Unlimited
Income potential
Flexible
Work on your own schedule
🏆
Fast-track promotion system
📋
Agent rights protected in contract

Why life insurance?

Think of it like running a franchise — you leverage a trusted brand and proven product while building your own client base. Unlike retail, there are no inventory costs, no shop rent, and your income is tied directly to the value you create for clients.

The insurance agent model is one of the few careers where effort compounds — clients renew annually, referrals grow your book, and leadership bonuses reward team building.

3 Game-Changing Advantages

Why this agency stands apart

1

Capture an Underserved Market

Chronic illness patients are routinely declined by most insurers — but our flagship product accepts pre-existing conditions without a medical checkup. High demand, rare supply = high conversion rate.

2

A Flagship Product That Sells Itself

Healthcare + life protection with no medical checkup required. Most agents sell generic products. Our exclusive flagship gives you a powerful, differentiated conversation starter with every prospect.

3

Clear, Fast-Track Promotion System

No leader approval needed to get promoted. Hit your personal production target and you advance automatically — no politics, no time limits that reset your progress. Build a team for bonus income, but it's never mandatory.

Side-by-Side Comparison

This agency vs traditional agencies

✅ This Agency ⚠️ Traditional Agency
Product Exclusive flagship — accepts pre-existing conditions, no checkup Generic products, no differentiation
Promotion No leader approval required — automatic when target is met, no time limits Must get leader approval; strict time limits that reset progress
Team Building Optional — earn T&D bonus if you build a team, but no requirement Often mandatory agent requirements to maintain rank
Agent Rights Clearly written into contract with legal recognition; inheritance rights protected Subject to internal memo; rights not guaranteed
Culture Young, energetic, digital-first team with social media lead generation support Conservative, traditional leadership structures
New Agent Incentives

What you get when you start

💰

Fast-Start Bonus

Hit your first production milestones and unlock cash bonuses on top of your base commissions.

🎓

Training & Mentorship

I personally mentor new agents — product knowledge, prospecting skills, social media strategy, and closing techniques.

📱

Digital Lead Generation

Learn how to attract clients from social media (Xiaohongshu, Facebook, WhatsApp) without cold calling strangers.

My own journey — started from zero

I didn't come from a sales background. What changed everything for me was understanding the business model, having the right product to offer, and working with a team that invests in your growth. If you're curious whether this is the right move for you, let's have an honest conversation — no pressure, no hard sell.

Derrick Gan
Derrick Gan
Licensed Agent
FV Opportunity

The Field Vice President Path

Leadership built on results, not politics. Reach FV status by hitting your personal production milestones — no approvals, no resets.

🎯

Automatic Promotion

No leader approval required. Hit your personal production target and you advance — period. No politics, no timers that reset.

💰

Uncapped Override Income

As FV you earn override commissions on your team's production. The more you develop your agents, the more you earn — compounding over time.

🌇

Recognition & Incentive Trips

FV qualifiers earn exclusive incentive travel, convention recognition, and company awards. Your results are visible and rewarded.

Training

Structured training from day one

You don't need prior insurance experience. Our training programme builds you from the ground up — product knowledge, sales skills, and compliance.

📝
Pre-Licensing Exam Prep

Structured study guides and mock exams to get you licensed fast — most candidates pass on the first attempt.

👨‍🏫
Product & Sales Training

Deep product training on our product portfolio, objection handling, and proven presentation scripts.

🌍
Ongoing Mentorship

Regular joint-field work, weekly briefings, and direct access to Derrick for guidance as you build your practice.

Training Timeline
Week 1-2: Onboarding

Company introduction, agency system setup, licensing exam registration.

Month 1-3: Foundation

Product mastery, first sales, mentored client meetings, exam completion.

Month 4+: Growth

Building your client base, referral systems, optional team building towards FV track.

Benefits

Why agents choose this agency

💰

Uncapped Income

Commissions, renewals, and overrides. Your income compounds as your book grows — no salary ceiling, ever.

🕐

Flexible Schedule

You set your own hours. Work around family, side commitments, or existing employment while you build up.

📚

Full Training Support

Exam prep, product training, and ongoing mentorship. You're never figuring it out alone.

🏆

Recognition & Trips

Annual conventions, overseas incentive trips, and company awards for top performers.

📋

Agent Rights Protected

Your client book belongs to you. Agent rights and renewal commissions are protected in your contract.

🊘

Exclusive Product Advantage

Our flagship product accepts pre-existing conditions without a medical exam — a rare competitive edge that opens doors others can't.

Events

Where the team comes together

From weekly briefings to annual conventions — events that build your skills, celebrate your results, and connect you to the wider network.

Weekly

Team Briefings

Market updates, product tips, case studies, and motivation from the field.

Quarterly

Recognition Ceremonies

Top performers celebrated publicly. Awards, milestones, and showcase of the quarter's best results.

Annual

National Convention & Incentive Trips

Our annual convention and overseas incentive travel for qualifying agents.

Apply Now

Ready to start?

Reach out directly via WhatsApp or email — Derrick will set up a no-pressure introductory call to walk you through the opportunity.

Career Growth

Your Career Path at Derrick Advisory

Financial Consultant
Senior Consultant
Team Leader
Agency Manager
Business Leader

At Derrick Advisory, your career is not limited by a salary cap. Your income and career progression grow based on personal performance, leadership development, and team growth. We provide structured training and mentorship to help you progress at every stage.

Income Potential

Build an Income with No Ceiling

🕑

Flexible Start

Start part-time while maintaining your current career.

📈

Performance-Based Income

Earn based on the value you create and the clients you serve.

🏦

Long-Term Wealth Building

Develop recurring income and leadership opportunities through team building.

Social Proof

Why People Join Derrick Advisory

I joined while working full-time and gradually built a second income stream.

Financial Consultant, Penang

The structured training gave me confidence even though I had no insurance background.

Advisor, Malaysia

I was looking for a career with no income ceiling and found a long-term opportunity here.

Team Leader

Illustrative example testimonials shown while real advisor stories are being collected — not verbatim quotes from named individuals.

Not Sure Yet?

Not Ready to Apply Yet?

Speak directly with Derrick for a 15-minute career consultation. Learn how the industry works, understand the income model, and explore whether this opportunity is suitable for you before submitting an application.

Apply Now

Start Your Application

A simple 3-step application — no documents required, and you can review everything before you submit.

Step 1 of 3
Estimated completion: 3–5 minutes
No document upload required during application. You can review all information before submitting.
1
Tell Us About Yourself
2
Goals & Motivation
3
Review Your Application
Step 1 of 3

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Goals & Motivation

Help us understand what you're hoping to get out of this opportunity.

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Step 3 of 3

Review Your Application

Please review your application carefully before submitting. You may return to any previous step to edit your information if required. This is your final opportunity to verify that everything is accurate.

Personal Information

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Don't have your Identity Card or Transcript with you? No problem — supporting documents aren't required to submit today. You'll get a simple way to send them in right after you apply.

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🎉 Application Successfully Submitted

Welcome to the team! Thank you for taking the first step towards building your future.

Your application has been successfully received by Derrick Advisory. Our team will review your application and contact you using your preferred contact method if you are shortlisted.

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Supporting documents are NOT required during your online application. If you already have them available, you may email them now or submit them after we contact you.

Recommended
  • Identity Card
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Optional
  • Resume
  • Leadership Certificates
  • Awards
  • Internship Certificates
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Full Name
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Address
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Academic Background
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Why You Applied
Career Goal
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Your Next Steps

There is no immediate action required. If you already have your supporting documents available, you may email them now. Otherwise, you may submit them after our team contacts you.

RequiredIdentity Card, Academic Transcript / Certificate
OptionalResume, Leadership Certificates, Awards, Internship Certificates
What Happens Next
  • Review your application carefully.
  • Understand your goals and aspirations.
  • Contact you using your preferred contact method.
  • Contact you according to your preferred contact timeline whenever reasonably possible.
  • Invite shortlisted applicants to an introductory discovery session.
Need Assistance?

If you have any questions before we contact you, feel free to reach out.

🌐 derrickadvisory.com ✉ derrick.advisory.life@gmail.com 📲 +60 16-542 6195
Common Questions

Frequently Asked Questions

No. We provide structured training and mentorship.
Yes. Many advisors begin part-time before transitioning full-time.
Income is performance-based and can include commissions, bonuses, and leadership opportunities.
Yes. You will receive product training, sales coaching, and ongoing professional development.
Derrick Advisory is based in Penang and supports advisors across Malaysia.